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    -Increasing the underwriting Ratio for an Insurance Co.

    -Substantiating a stronger financial position of a Company going public prior to issuing a

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    Banking Instruments are used as Credit / Asset Enhancement in order to aid in the development of projects, to facilitate trade-finance, help to secure Loans, Real-Estate Development, or General Business Expansion.

    The advantage of using these instruments is that it is immediately confirmed as Viable Security, thereby meeting the criteria of the Standard Credit Committee and triggering the Credit Line Days and dispensing with the normal 60-90 day period of Institutional Due Diligence

    Here is a summery list of projects that a Bank Instrument could be used for, from this authors experience.

    They have been used for:

    -Increasing the underwriting Ratio for an Insurance Co.

    -Substantiating a stronger financial position of a Company going public prior to issuing an

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    eal-Estate Development, or General Business Expansion.

    The advantage of using these instruments is that it is immediately confirmed as Viable Security, thereby meeting the criteria of the Standard Credit Committee and triggering the Credit Line Days and dispensing with the normal 60-90 day period of Institutional Due Diligence

    Here is a summery list of projects that a Bank Instrument could be used for, from this authors experience.

    They have been used for:

    -Increasing the underwriting Ratio for an Insurance Co.

    -Substantiating a stronger financial position of a Company going public prior to issuing a

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    ereby meeting the criteria of the Standard Credit Committee and triggering the Credit Line Days and dispensing with the normal 60-90 day period of Institutional Due Diligence

    Here is a summery list of projects that a Bank Instrument could be used for, from this authors experience.

    They have been used for:

    -Increasing the underwriting Ratio for an Insurance Co.

    -Substantiating a stronger financial position of a Company going public prior to issuing a

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    l Due Diligence

    Here is a summery list of projects that a Bank Instrument could be used for, from this authors experience.

    They have been used for:

    -Increasing the underwriting Ratio for an Insurance Co.

    -Substantiating a stronger financial position of a Company going public prior to issuing a

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    -Increasing the underwriting Ratio for an Insurance Co.

    -Substantiating a stronger financial position of a Company going public prior to issuing an IPO.

    -Triggering the release of Funding from a Foundation / Trust / Pension Fund

    -Enhance the Book value of a Company in order to implement corporate financial strategy

    -Allows the Client to meet a Collateral First requirement

    -Used to qualify a Client in order to Tender a formal BID

    -Used to qualify to capture an allocation of product in order to be able to be a distributor of various commodity products

    -Proof of Funds / evidence financial wherewithal

    -Used to enhance or trigger a Commodity Trading Credit Line using DLC purchases.

    -Banks can place them on their books under their cu

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